Insurance Companies Can Be Unpredictable
If you are considering how dental insurance can help you pay for your cosmetic dentistry, you need to be prepared for the possibility that the insurance company won’t actually pay for the treatment. Even if the coverage seems to be laid out clearly, insurance companies will sometimes wheedle their way out of paying for what should be their obligation.
In addition, when insurance does cover your cosmetic dentistry, it likely won’t cover it entirely. Instead, it will offer coverage for what it considers a comparable procedure specifically intended only for reconstruction, without allowance for cosmetics. For example, your insurance might cover the cost of a metal crown, not a ceramic one, or pay for traditional braces, but not Invisalign. We can help you understand your coverage, so you have a good idea of what to expect, but there still may be surprises.
All things considered, insurance coverage can amount to a considerable discount on cosmetic dentistry, so it’s often worth pursuing. You have to be prepared with other payment options just in case. To help with this, we offer financing options to help cover your share of the cost.